A specialty wholesale insurance broker helping clients manage construction, energy, environmental and other specialty business risks.


  • Onshore Production, Processing and Compression Property Damage
  • Offshore Platform and Pipeline Damage
  • Loss of Offshore Production Income
  • Primary Casualty
  • Umbrella/Excess Liability


  • Commercial General Liability
  • Builders Risk, including Earthquake and Flood Coverage
  • Contractor’s Equipment
  • Errors & Omissions
  • Umbrella and Excess Coverage
  • Wrap Coverage


  • Refining/Terminal Operations
  • Midstream and Gas Processing
  • Pipelines
  • Exploration and Production
  • Construction
  • Salt Water Disposal
  • Storage Tanks


  • Small Commercial Business Unit
  • Childcare
  • Contractor
  • Convenience Stores
  • Habitational
  • Hospitality Services
  • Janitorial Services
  • Tree Care
  • Umbrella

Insurance for Energy

Towerstone provides a highly personal, consultative relationship including risk control, claims advocacy and contract management services specific to the needs of energy clients.

20+ years of Experience in Energy-specific Insurance

Our industry veterans each have more than 20 years of experience in the placement of energy-specific commercial insurance and surplus lines. When you work with Towerstone, you outsource to a group that designs programs specifically for the insured.

Construction Risk

Specialty Insurance for Commercial and Residential Contractors with a Consultative and Risk Management based approach.




Construction Practice

As a wholesale construction insurance broker and managing general agency, we have built the market relationships necessary to provide the best coverage available to your clients, including: Commercial General Liability, Builders Risk, Contractor’s Equipment, Errors & Omissions, Umbrella and Excess Coverage, Environmental , Wrap Up and Project Specific.

Environmental Risk Insurance

Environmental risk has become part of almost every business’ risk profile. Whether you’re in the energy business, real estate business, manufacturing or acting as a contractor, losses due to environmental situations are very real to your company.

Standard Commercial General Liability policies do not provide complete protection for environmental losses.

Towerstone has more than 40 years of experience and expertise in the environmental marketplace. We support you by reviewing your existing policies and assisting you with the placement of the correct pollution policy for your client’s protection.

Small Commercial

Towerstone’s Small Commercial Unit has your small business needs taken care of through our quick quote binding facility. With access to a wide array of binding markets, SCU can handle most industry segments for small business.



Small Commercial Unit

Towerstone’s Small Commercial Unit continues to provide quick access to diverse markets and a wide variety of managing general agency expertise.